Call reports 2005
FIRST NATIONAL BANK OF SYCAMORE, THE — 2005
What FIRST NATIONAL BANK OF SYCAMORE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,371,000 | 83,710,000 | 81,185,000 | 78,833,000 |
| Total loans | 43,396,000 | 43,311,000 | 43,099,000 | 40,531,000 |
| Allowance for loan losses | 548,000 | 545,000 | 538,000 | 523,000 |
| Securities available for sale | 30,399,000 | 26,276,000 | 27,165,000 | 30,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,841,000 | 71,239,000 | 68,819,000 | 66,773,000 |
| Interest-bearing deposits | 60,464,000 | 65,809,000 | 63,198,000 | 59,532,000 |
| Noninterest-bearing deposits | 5,377,000 | 5,430,000 | 5,621,000 | 7,241,000 |
| Equity capital | 10,589,000 | 10,850,000 | 10,900,000 | 10,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,925,000 | 2,925,000 | 3,910,000 |
| Interest expense | 240,000 | 510,000 | 809,000 | 1,121,000 |
| Net interest income | 701,000 | 1,415,000 | 2,116,000 | 2,789,000 |
| Noninterest income | 68,000 | 144,000 | 217,000 | 284,000 |
| Noninterest expense | 527,000 | 1,052,000 | 1,563,000 | 2,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 242,000 | 541,000 | 804,000 | 1,001,000 |
| Income tax | 29,000 | 79,000 | 126,000 | 149,000 |
| Net income | 213,000 | 462,000 | 678,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,917,000 | 9,166,000 | 9,381,000 | 9,232,000 |
| Total capital | 9,445,000 | 9,701,000 | 9,908,000 | 9,731,000 |
| Risk-weighted assets | 42,175,000 | 42,736,000 | 42,295,000 | 40,048,000 |