Call reports 2004
FIRST NATIONAL BANK OF ARIZONA — 2004
What FIRST NATIONAL BANK OF ARIZONA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,330,004,000 | 1,517,119,000 | 1,643,311,000 | 1,711,411,000 |
| Total loans | 1,181,189,000 | 1,384,611,000 | 1,521,442,000 | 1,557,604,000 |
| Allowance for loan losses | 8,892,000 | 10,027,000 | 10,520,000 | 9,930,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,622,000 | 4,435,000 | 4,398,000 | 4,219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 896,971,000 | 1,032,044,000 | 1,030,089,000 | 1,261,020,000 |
| Interest-bearing deposits | 768,830,000 | 878,868,000 | 867,536,000 | 1,093,090,000 |
| Noninterest-bearing deposits | 128,141,000 | 153,176,000 | 162,553,000 | 167,930,000 |
| Equity capital | 95,740,000 | 118,485,000 | 140,861,000 | 143,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 20,870,000 | 45,567,000 | 72,286,000 | 101,139,000 |
| Interest expense | 3,901,000 | 8,684,000 | 15,126,000 | 22,553,000 |
| Net interest income | 16,969,000 | 36,883,000 | 57,160,000 | 78,586,000 |
| Noninterest income | 37,271,000 | 79,778,000 | 102,058,000 | 126,607,000 |
| Noninterest expense | 45,274,000 | 100,717,000 | 145,938,000 | 192,813,000 |
| Provision for loan losses | 2,370,000 | 4,510,000 | 6,030,000 | 7,240,000 |
| Pretax income | 6,596,000 | 11,434,000 | 7,250,000 | 5,140,000 |
| Income tax | 2,692,000 | 4,785,000 | 3,225,000 | 3,958,000 |
| Net income | 3,904,000 | 6,649,000 | 4,025,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,703,000 | 121,764,000 | 140,919,000 | 145,175,000 |
| Total capital | 113,308,000 | 138,813,000 | 158,931,000 | 165,620,000 |
| Risk-weighted assets | 1,087,368,000 | 1,388,570,000 | 1,494,880,000 | 1,635,113,000 |