Call reports 2016
SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA — 2016
What SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 353,338,000 | 354,087,000 | 358,908,000 | 360,916,000 |
| Total loans | 163,960,000 | 163,642,000 | 163,181,000 | 163,732,000 |
| Allowance for loan losses | 1,765,000 | 1,754,000 | 1,754,000 | 1,750,000 |
| Securities available for sale | 110,000 | 111,000 | 111,000 | 255,000 |
| Securities held to maturity | 167,390,000 | 174,912,000 | 176,168,000 | 185,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,385,000 | 304,230,000 | 307,901,000 | 309,129,000 |
| Interest-bearing deposits | 303,578,000 | 303,361,000 | 307,150,000 | 308,181,000 |
| Noninterest-bearing deposits | 807,000 | 869,000 | 751,000 | 948,000 |
| Equity capital | 48,532,000 | 49,363,000 | 50,192,000 | 51,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,764,000 | 7,586,000 | 11,459,000 | 15,399,000 |
| Interest expense | 1,498,000 | 3,014,000 | 4,547,000 | 6,090,000 |
| Net interest income | 2,266,000 | 4,572,000 | 6,912,000 | 9,309,000 |
| Noninterest income | 2,000 | 9,000 | 5,000 | -41,000 |
| Noninterest expense | 829,000 | 1,646,000 | 2,489,000 | 3,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 155,000 |
| Pretax income | 1,439,000 | 2,935,000 | 4,428,000 | 5,491,000 |
| Income tax | 641,000 | 1,306,000 | 1,971,000 | 1,676,000 |
| Net income | 798,000 | 1,629,000 | 2,457,000 | 3,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,508,000 | 49,339,000 | 50,168,000 | 51,492,000 |
| Total capital | 50,275,000 | 51,095,000 | 51,924,000 | 53,473,000 |
| Risk-weighted assets | 183,960,000 | 195,824,000 | 206,754,000 | 211,311,000 |