Call reports 2015
SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA — 2015
What SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 335,680,000 | 338,981,000 | 340,633,000 | 345,928,000 |
| Total loans | 158,145,000 | 158,433,000 | 161,823,000 | 163,339,000 |
| Allowance for loan losses | 1,730,000 | 1,730,000 | 1,730,000 | 1,765,000 |
| Securities available for sale | 0 | 0 | 0 | 110,000 |
| Securities held to maturity | 153,075,000 | 157,497,000 | 161,181,000 | 164,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,383,000 | 292,936,000 | 293,648,000 | 298,034,000 |
| Interest-bearing deposits | 289,230,000 | 291,519,000 | 292,338,000 | 297,338,000 |
| Noninterest-bearing deposits | 1,153,000 | 1,417,000 | 1,310,000 | 696,000 |
| Equity capital | 44,820,000 | 45,697,000 | 46,521,000 | 47,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,669,000 | 7,335,000 | 11,000,000 | 14,723,000 |
| Interest expense | 1,440,000 | 2,893,000 | 4,377,000 | 5,863,000 |
| Net interest income | 2,229,000 | 4,442,000 | 6,623,000 | 8,860,000 |
| Noninterest income | 8,000 | 23,000 | 32,000 | 38,000 |
| Noninterest expense | 841,000 | 1,565,000 | 2,375,000 | 3,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,396,000 | 2,900,000 | 4,280,000 | 5,388,000 |
| Income tax | 586,000 | 1,213,000 | 1,770,000 | 1,650,000 |
| Net income | 810,000 | 1,687,000 | 2,510,000 | 3,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,750,000 | 45,627,000 | 46,451,000 | 47,680,000 |
| Total capital | 46,480,000 | 47,357,000 | 48,181,000 | 49,469,000 |
| Risk-weighted assets | 161,411,000 | 175,686,000 | 182,790,000 | 183,214,000 |