Call reports 2014
SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA — 2014
What SLOVENIAN SAVINGS AND LOAN ASSOCIATION OF CANONSBURG, PA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 322,394,000 | 325,306,000 | 329,486,000 | 331,875,000 |
| Total loans | 154,591,000 | 154,936,000 | 158,914,000 | 158,325,000 |
| Allowance for loan losses | 1,545,000 | 1,568,000 | 1,595,000 | 1,730,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 151,800,000 | 151,724,000 | 155,562,000 | 156,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,790,000 | 282,845,000 | 285,957,000 | 287,751,000 |
| Interest-bearing deposits | 280,065,000 | 281,990,000 | 285,287,000 | 286,654,000 |
| Noninterest-bearing deposits | 725,000 | 855,000 | 670,000 | 1,097,000 |
| Equity capital | 41,256,000 | 42,045,000 | 42,851,000 | 44,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,604,000 | 7,221,000 | 10,875,000 | 14,585,000 |
| Interest expense | 1,402,000 | 2,837,000 | 4,302,000 | 5,782,000 |
| Net interest income | 2,202,000 | 4,384,000 | 6,573,000 | 8,803,000 |
| Noninterest income | 7,000 | 30,000 | 37,000 | 5,000 |
| Noninterest expense | 826,000 | 1,635,000 | 2,421,000 | 3,355,000 |
| Provision for loan losses | 20,000 | 43,000 | 70,000 | 295,000 |
| Pretax income | 1,363,000 | 2,736,000 | 4,119,000 | 5,158,000 |
| Income tax | 569,000 | 1,153,000 | 1,731,000 | 1,577,000 |
| Net income | 794,000 | 1,583,000 | 2,388,000 | 3,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,152,000 | 41,941,000 | 42,747,000 | 43,941,000 |
| Total capital | 42,697,000 | 43,509,000 | 44,342,000 | 45,671,000 |
| Risk-weighted assets | 152,504,000 | 153,541,000 | 158,173,000 | 158,966,000 |