Call reports 2009
RIVERSIDE NATIONAL BANK OF FLORIDA — 2009
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,593,501,000 | 3,466,752,000 | 3,464,493,000 | 3,395,279,000 |
| Total loans | 2,328,085,000 | 2,195,759,000 | 2,056,648,000 | 1,931,977,000 |
| Allowance for loan losses | 91,000,000 | 93,473,000 | 99,407,000 | 89,191,000 |
| Securities available for sale | 901,751,000 | 805,993,000 | 712,123,000 | 930,358,000 |
| Securities held to maturity | 18,560,000 | 18,551,000 | 18,560,000 | 18,473,000 |
| Trading assets | 2,319,000 | 2,317,000 | 2,799,000 | 3,545,000 |
| Total deposits | 2,866,271,000 | 2,756,237,000 | 2,778,177,000 | 2,724,623,000 |
| Interest-bearing deposits | 2,386,600,000 | 2,296,856,000 | 2,358,732,000 | 2,282,361,000 |
| Noninterest-bearing deposits | 479,671,000 | 459,381,000 | 419,445,000 | 442,262,000 |
| Equity capital | 55,709,000 | 35,131,000 | 6,867,000 | -6,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 46,889,000 | 91,282,000 | 131,791,000 | 168,659,000 |
| Interest expense | 21,702,000 | 41,566,000 | 61,515,000 | 79,448,000 |
| Net interest income | 25,187,000 | 49,716,000 | 70,276,000 | 89,211,000 |
| Noninterest income | 8,130,000 | 4,197,000 | 24,751,000 | 30,817,000 |
| Noninterest expense | 24,471,000 | 54,586,000 | 94,590,000 | 118,612,000 |
| Provision for loan losses | 39,427,000 | 66,622,000 | 111,467,000 | 130,991,000 |
| Pretax income | -29,941,000 | -82,334,000 | -134,567,000 | -155,108,000 |
| Income tax | -832,000 | -388,000 | -308,000 | -24,215,000 |
| Net income | -29,109,000 | -81,946,000 | -134,259,000 | -130,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,036,000 | 138,701,000 | 86,033,000 | 93,161,000 |
| Total capital | 212,670,000 | 175,820,000 | 120,786,000 | 125,691,000 |
| Risk-weighted assets | 3,037,081,000 | 2,911,482,000 | 2,713,892,000 | 2,544,498,000 |