Call reports 2008
RIVERSIDE NATIONAL BANK OF FLORIDA — 2008
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,519,993,000 | 4,357,802,000 | 3,987,178,000 | 3,833,195,000 |
| Total loans | 2,674,681,000 | 2,635,072,000 | 2,564,558,000 | 2,453,827,000 |
| Allowance for loan losses | 30,102,000 | 40,354,000 | 51,058,000 | 73,202,000 |
| Securities available for sale | 1,407,249,000 | 1,285,000,000 | 948,846,000 | 963,427,000 |
| Securities held to maturity | 18,632,000 | 18,597,000 | 18,618,000 | 18,604,000 |
| Trading assets | 49,349,000 | 37,178,000 | 2,455,000 | 1,979,000 |
| Total deposits | 2,746,098,000 | 3,175,279,000 | 2,955,457,000 | 2,933,201,000 |
| Interest-bearing deposits | 2,286,108,000 | 2,734,377,000 | 2,521,828,000 | 2,533,194,000 |
| Noninterest-bearing deposits | 459,990,000 | 440,902,000 | 433,629,000 | 400,007,000 |
| Equity capital | 351,001,000 | 323,593,000 | 216,862,000 | 94,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 69,812,000 | 134,317,000 | 192,985,000 | 245,898,000 |
| Interest expense | 34,784,000 | 63,269,000 | 89,142,000 | 114,270,000 |
| Net interest income | 35,028,000 | 71,048,000 | 103,843,000 | 131,628,000 |
| Noninterest income | 7,209,000 | 16,812,000 | 5,945,000 | 15,173,000 |
| Noninterest expense | 26,265,000 | 52,426,000 | 77,707,000 | 141,714,000 |
| Provision for loan losses | 11,114,000 | 28,503,000 | 52,143,000 | 90,303,000 |
| Pretax income | 5,326,000 | -15,998,000 | -62,141,000 | -146,465,000 |
| Income tax | 165,000 | -10,433,000 | -30,053,000 | -7,604,000 |
| Net income | 5,161,000 | -5,565,000 | -32,088,000 | -138,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,283,000 | 310,912,000 | 270,584,000 | 203,931,000 |
| Total capital | 364,154,000 | 351,477,000 | 308,039,000 | 239,047,000 |
| Risk-weighted assets | 3,318,876,000 | 3,244,323,000 | 2,981,533,000 | 2,769,871,000 |