Call reports 2007
RIVERSIDE NATIONAL BANK OF FLORIDA — 2007
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 4,355,525,000 | 4,639,325,000 | 4,775,389,000 | 4,781,117,000 |
| Total loans | 2,561,750,000 | 2,612,077,000 | 2,665,919,000 | 2,688,568,000 |
| Allowance for loan losses | 25,633,000 | 25,197,000 | 25,757,000 | 26,902,000 |
| Securities available for sale | 1,470,273,000 | 1,693,074,000 | 1,774,501,000 | 1,732,323,000 |
| Securities held to maturity | 24,306,000 | 24,108,000 | 18,633,000 | 18,611,000 |
| Trading assets | 0 | 0 | 0 | 2,980,000 |
| Total deposits | 2,701,954,000 | 2,732,695,000 | 2,810,041,000 | 2,924,354,000 |
| Interest-bearing deposits | 2,184,962,000 | 2,246,691,000 | 2,375,655,000 | 2,509,542,000 |
| Noninterest-bearing deposits | 516,992,000 | 486,004,000 | 434,386,000 | 414,812,000 |
| Equity capital | 361,357,000 | 354,178,000 | 358,708,000 | 355,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 67,842,000 | 137,077,000 | 211,279,000 | 287,239,000 |
| Interest expense | 38,584,000 | 78,173,000 | 122,622,000 | 166,728,000 |
| Net interest income | 29,258,000 | 58,904,000 | 88,657,000 | 120,511,000 |
| Noninterest income | 10,825,000 | 25,423,000 | 37,821,000 | 53,808,000 |
| Noninterest expense | 25,921,000 | 51,570,000 | 77,565,000 | 103,884,000 |
| Provision for loan losses | 1,300,000 | 3,800,000 | 8,500,000 | 13,963,000 |
| Pretax income | 12,943,000 | 29,044,000 | 40,846,000 | 42,526,000 |
| Income tax | 3,364,000 | 7,859,000 | 10,476,000 | 7,595,000 |
| Net income | 9,579,000 | 21,185,000 | 30,370,000 | 34,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,507,000 | 325,720,000 | 322,408,000 | 327,149,000 |
| Total capital | 340,140,000 | 351,667,000 | 348,852,000 | 354,720,000 |
| Risk-weighted assets | 3,023,420,000 | 3,174,691,000 | 3,297,422,000 | 3,356,857,000 |