Call reports 2006
RIVERSIDE NATIONAL BANK OF FLORIDA — 2006
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,473,611,000 | 3,813,317,000 | 4,219,020,000 | 4,381,633,000 |
| Total loans | 2,157,945,000 | 2,257,514,000 | 2,524,485,000 | 2,559,161,000 |
| Allowance for loan losses | 25,612,000 | 25,640,000 | 27,441,000 | 25,678,000 |
| Securities available for sale | 1,058,717,000 | 1,283,702,000 | 1,328,877,000 | 1,498,774,000 |
| Securities held to maturity | 38,114,000 | 38,140,000 | 38,166,000 | 29,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,387,328,000 | 2,545,615,000 | 2,690,073,000 | 2,617,040,000 |
| Interest-bearing deposits | 1,832,013,000 | 2,013,000,000 | 2,177,974,000 | 2,131,535,000 |
| Noninterest-bearing deposits | 555,315,000 | 532,615,000 | 512,099,000 | 485,505,000 |
| Equity capital | 242,244,000 | 257,215,000 | 341,601,000 | 352,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 49,262,000 | 104,577,000 | 166,142,000 | 233,628,000 |
| Interest expense | 20,803,000 | 47,619,000 | 81,180,000 | 119,957,000 |
| Net interest income | 28,459,000 | 56,958,000 | 84,962,000 | 113,671,000 |
| Noninterest income | 10,883,000 | 24,299,000 | 36,124,000 | 46,753,000 |
| Noninterest expense | 22,419,000 | 45,768,000 | 70,376,000 | 96,427,000 |
| Provision for loan losses | 2,625,000 | 4,625,000 | 6,225,000 | 6,975,000 |
| Pretax income | 14,298,000 | 30,881,000 | 44,696,000 | 58,920,000 |
| Income tax | 4,172,000 | 9,030,000 | 12,680,000 | 17,466,000 |
| Net income | 10,126,000 | 21,851,000 | 32,016,000 | 41,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,959,000 | 265,581,000 | 296,163,000 | 303,804,000 |
| Total capital | 268,571,000 | 291,221,000 | 323,604,000 | 329,482,000 |
| Risk-weighted assets | 2,590,964,000 | 2,714,814,000 | 2,996,082,000 | 3,026,002,000 |