Call reports 2005
RIVERSIDE NATIONAL BANK OF FLORIDA — 2005
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,443,709,000 | 2,798,274,000 | 2,946,321,000 | 3,287,472,000 |
| Total loans | 1,690,270,000 | 1,846,300,000 | 1,967,088,000 | 2,067,764,000 |
| Allowance for loan losses | 19,399,000 | 20,511,000 | 22,363,000 | 23,670,000 |
| Securities available for sale | 511,961,000 | 725,258,000 | 760,592,000 | 977,051,000 |
| Securities held to maturity | 38,084,000 | 38,073,000 | 38,076,000 | 38,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,873,197,000 | 1,953,398,000 | 2,152,450,000 | 2,215,587,000 |
| Interest-bearing deposits | 1,299,184,000 | 1,384,915,000 | 1,605,417,000 | 1,680,431,000 |
| Noninterest-bearing deposits | 574,013,000 | 568,483,000 | 547,033,000 | 535,156,000 |
| Equity capital | 216,157,000 | 226,160,000 | 233,626,000 | 241,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 31,536,000 | 66,567,000 | 106,211,000 | 150,181,000 |
| Interest expense | 7,204,000 | 16,484,000 | 29,538,000 | 46,235,000 |
| Net interest income | 24,332,000 | 50,083,000 | 76,673,000 | 103,946,000 |
| Noninterest income | 7,830,000 | 16,723,000 | 27,653,000 | 41,305,000 |
| Noninterest expense | 19,423,000 | 40,070,000 | 61,672,000 | 83,036,000 |
| Provision for loan losses | 1,800,000 | 4,000,000 | 7,000,000 | 10,000,000 |
| Pretax income | 13,999,000 | 25,900,000 | 38,818,000 | 55,379,000 |
| Income tax | 4,266,000 | 7,614,000 | 10,925,000 | 16,716,000 |
| Net income | 9,733,000 | 18,286,000 | 27,893,000 | 38,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,973,000 | 217,731,000 | 227,587,000 | 238,447,000 |
| Total capital | 229,372,000 | 238,242,000 | 249,950,000 | 262,117,000 |
| Risk-weighted assets | 1,849,333,000 | 2,102,357,000 | 2,268,028,000 | 2,438,078,000 |