Call reports 2004
RIVERSIDE NATIONAL BANK OF FLORIDA — 2004
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,003,141,000 | 2,123,404,000 | 2,308,496,000 | 2,362,185,000 |
| Total loans | 1,346,061,000 | 1,402,643,000 | 1,477,551,000 | 1,564,428,000 |
| Allowance for loan losses | 16,614,000 | 16,823,000 | 17,521,000 | 18,185,000 |
| Securities available for sale | 496,909,000 | 525,809,000 | 630,214,000 | 608,325,000 |
| Securities held to maturity | 43,281,000 | 41,339,000 | 41,272,000 | 41,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,580,623,000 | 1,606,559,000 | 1,606,164,000 | 1,793,367,000 |
| Interest-bearing deposits | 1,567,748,000 | 1,573,787,000 | 1,567,453,000 | 1,745,529,000 |
| Noninterest-bearing deposits | 12,875,000 | 32,772,000 | 38,711,000 | 47,838,000 |
| Equity capital | 199,139,000 | 192,105,000 | 211,533,000 | 219,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 29,312,000 | 57,366,000 | 87,916,000 | 120,313,000 |
| Interest expense | 6,990,000 | 13,364,000 | 20,422,000 | 27,747,000 |
| Net interest income | 22,322,000 | 44,002,000 | 67,494,000 | 92,566,000 |
| Noninterest income | 7,652,000 | 14,856,000 | 22,870,000 | 30,281,000 |
| Noninterest expense | 17,331,000 | 35,133,000 | 53,755,000 | 73,584,000 |
| Provision for loan losses | 1,500,000 | 2,700,000 | 4,050,000 | 5,850,000 |
| Pretax income | 15,995,000 | 27,978,000 | 41,219,000 | 52,073,000 |
| Income tax | 5,301,000 | 8,943,000 | 12,800,000 | 15,868,000 |
| Net income | 10,694,000 | 19,035,000 | 28,419,000 | 36,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,059,000 | 194,258,000 | 202,591,000 | 208,633,000 |
| Total capital | 204,719,000 | 211,081,000 | 220,112,000 | 226,818,000 |
| Risk-weighted assets | 1,478,255,000 | 1,564,313,000 | 1,643,524,000 | 1,741,730,000 |