Call reports 2003
RIVERSIDE NATIONAL BANK OF FLORIDA — 2003
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,984,504,000 | 1,989,103,000 | 2,103,161,000 | 2,237,638,000 |
| Total loans | 1,175,325,000 | 1,212,513,000 | 1,266,815,000 | 1,304,000,000 |
| Allowance for loan losses | 13,991,000 | 14,789,000 | 15,185,000 | 15,921,000 |
| Securities available for sale | 615,379,000 | 595,419,000 | 661,659,000 | 771,948,000 |
| Securities held to maturity | 55,529,000 | 55,485,000 | 55,440,000 | 53,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,549,953,000 | 1,496,789,000 | 1,461,349,000 | 1,502,485,000 |
| Interest-bearing deposits | 1,535,261,000 | 1,481,574,000 | 1,452,262,000 | 1,480,198,000 |
| Noninterest-bearing deposits | 14,692,000 | 15,215,000 | 9,087,000 | 22,287,000 |
| Equity capital | 167,186,000 | 176,242,000 | 174,079,000 | 186,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 28,593,000 | 58,481,000 | 87,972,000 | 119,170,000 |
| Interest expense | 8,847,000 | 17,331,000 | 24,952,000 | 32,627,000 |
| Net interest income | 19,746,000 | 41,150,000 | 63,020,000 | 86,543,000 |
| Noninterest income | 5,778,000 | 11,324,000 | 17,771,000 | 24,484,000 |
| Noninterest expense | 14,722,000 | 30,101,000 | 45,857,000 | 62,606,000 |
| Provision for loan losses | 1,800,000 | 3,300,000 | 4,748,000 | 6,569,000 |
| Pretax income | 9,996,000 | 21,874,000 | 32,996,000 | 44,824,000 |
| Income tax | 3,268,000 | 7,405,000 | 10,937,000 | 14,685,000 |
| Net income | 6,728,000 | 14,469,000 | 22,059,000 | 30,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,074,000 | 162,446,000 | 170,052,000 | 177,938,000 |
| Total capital | 171,151,000 | 177,394,000 | 185,242,000 | 193,870,000 |
| Risk-weighted assets | 1,277,228,000 | 1,338,597,000 | 1,424,400,000 | 1,488,437,000 |