Call reports 2002
RIVERSIDE NATIONAL BANK OF FLORIDA — 2002
What RIVERSIDE NATIONAL BANK OF FLORIDA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,588,898,000 | 1,727,922,000 | 1,852,835,000 | 1,892,203,000 |
| Total loans | 1,037,885,000 | 1,091,808,000 | 1,156,198,000 | 1,169,989,000 |
| Allowance for loan losses | 11,562,000 | 12,326,000 | 12,710,000 | 13,016,000 |
| Securities available for sale | 378,215,000 | 456,393,000 | 522,020,000 | 560,480,000 |
| Securities held to maturity | 60,715,000 | 60,666,000 | 58,552,000 | 55,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,308,807,000 | 1,390,687,000 | 1,504,953,000 | 1,542,075,000 |
| Interest-bearing deposits | 1,282,697,000 | 1,363,037,000 | 1,489,951,000 | 1,532,784,000 |
| Noninterest-bearing deposits | 26,110,000 | 27,650,000 | 15,002,000 | 9,291,000 |
| Equity capital | 137,719,000 | 148,045,000 | 157,563,000 | 160,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 26,362,000 | 55,486,000 | 85,372,000 | 114,952,000 |
| Interest expense | 8,854,000 | 18,266,000 | 28,588,000 | 38,972,000 |
| Net interest income | 17,508,000 | 37,220,000 | 56,784,000 | 75,980,000 |
| Noninterest income | 5,109,000 | 9,892,000 | 15,338,000 | 21,343,000 |
| Noninterest expense | 11,854,000 | 24,616,000 | 38,076,000 | 52,198,000 |
| Provision for loan losses | 1,003,000 | 2,451,000 | 4,251,000 | 6,087,000 |
| Pretax income | 10,714,000 | 22,828,000 | 33,144,000 | 42,448,000 |
| Income tax | 3,726,000 | 7,916,000 | 11,354,000 | 14,328,000 |
| Net income | 6,988,000 | 14,912,000 | 21,790,000 | 28,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,401,000 | 142,471,000 | 148,434,000 | 151,659,000 |
| Total capital | 146,963,000 | 154,797,000 | 161,144,000 | 164,680,000 |
| Risk-weighted assets | 1,046,242,000 | 1,104,369,000 | 1,191,189,000 | 1,231,299,000 |