Call reports 2010
OKEMAH NATIONAL BANK, THE — 2010
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 67,974,000 | 70,043,000 | 69,544,000 | 73,781,000 |
| Total loans | 31,889,000 | 31,735,000 | 31,811,000 | 31,446,000 |
| Allowance for loan losses | 486,000 | 497,000 | 505,000 | 0 |
| Securities available for sale | 25,683,000 | 27,189,000 | 28,497,000 | 25,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,724,000 | 59,508,000 | 58,482,000 | 60,610,000 |
| Interest-bearing deposits | 44,624,000 | 45,454,000 | 45,338,000 | 48,150,000 |
| Noninterest-bearing deposits | 13,100,000 | 14,054,000 | 13,144,000 | 12,460,000 |
| Equity capital | 8,499,000 | 8,682,000 | 9,239,000 | 11,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,744,000 | 2,604,000 | 141,000 |
| Interest expense | 118,000 | 238,000 | 358,000 | 20,000 |
| Net interest income | 752,000 | 1,506,000 | 2,246,000 | 121,000 |
| Noninterest income | 174,000 | 352,000 | 532,000 | 36,000 |
| Noninterest expense | 594,000 | 1,224,000 | 1,870,000 | 98,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 0 |
| Pretax income | 332,000 | 619,000 | 924,000 | 59,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 332,000 | 619,000 | 924,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,901,000 | 7,988,000 | 8,293,000 | 9,567,000 |
| Total capital | 8,317,000 | 8,414,000 | 8,728,000 | 9,567,000 |
| Risk-weighted assets | 33,214,000 | 33,973,000 | 34,742,000 | 36,920,000 |