Call reports 2008
OKEMAH NATIONAL BANK, THE — 2008
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,999,000 | 63,640,000 | 63,549,000 | 65,501,000 |
| Total loans | 31,123,000 | 30,847,000 | 31,001,000 | 30,456,000 |
| Allowance for loan losses | 447,000 | 454,000 | 471,000 | 456,000 |
| Securities available for sale | 26,154,000 | 25,368,000 | 24,874,000 | 26,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,895,000 | 54,844,000 | 54,357,000 | 55,921,000 |
| Interest-bearing deposits | 41,230,000 | 41,013,000 | 40,627,000 | 42,052,000 |
| Noninterest-bearing deposits | 13,665,000 | 13,831,000 | 13,730,000 | 13,869,000 |
| Equity capital | 7,713,000 | 7,113,000 | 7,397,000 | 8,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,974,000 | 2,935,000 | 3,940,000 |
| Interest expense | 328,000 | 609,000 | 867,000 | 1,099,000 |
| Net interest income | 663,000 | 1,365,000 | 2,068,000 | 2,841,000 |
| Noninterest income | 181,000 | 338,000 | 527,000 | 704,000 |
| Noninterest expense | 519,000 | 1,047,000 | 1,583,000 | 2,117,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 344,000 | 677,000 | 1,010,000 | 1,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 677,000 | 1,010,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,230,000 | 7,314,000 | 7,697,000 |
| Total capital | 7,550,000 | 7,626,000 | 7,706,000 | 8,089,000 |
| Risk-weighted assets | 31,747,000 | 31,626,000 | 31,272,000 | 31,256,000 |