Call reports 2007
OKEMAH NATIONAL BANK, THE — 2007
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,821,000 | 62,266,000 | 61,388,000 | 64,413,000 |
| Total loans | 30,011,000 | 30,674,000 | 31,373,000 | 31,232,000 |
| Allowance for loan losses | 495,000 | 477,000 | 479,000 | 461,000 |
| Securities available for sale | 20,897,000 | 20,372,000 | 21,617,000 | 22,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,653,000 | 53,115,000 | 51,759,000 | 54,495,000 |
| Interest-bearing deposits | 38,125,000 | 39,900,000 | 39,235,000 | 40,967,000 |
| Noninterest-bearing deposits | 12,528,000 | 13,215,000 | 12,524,000 | 13,528,000 |
| Equity capital | 7,269,000 | 7,250,000 | 7,570,000 | 7,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,881,000 | 2,881,000 | 3,893,000 |
| Interest expense | 321,000 | 656,000 | 1,009,000 | 1,355,000 |
| Net interest income | 598,000 | 1,225,000 | 1,872,000 | 2,538,000 |
| Noninterest income | 167,000 | 428,000 | 612,000 | 784,000 |
| Noninterest expense | 485,000 | 967,000 | 1,478,000 | 1,945,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 265,000 | 666,000 | 986,000 | 1,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 666,000 | 986,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,403,000 | 7,554,000 | 7,624,000 | 7,389,000 |
| Total capital | 7,787,000 | 7,952,000 | 8,027,000 | 7,797,000 |
| Risk-weighted assets | 30,642,000 | 31,766,000 | 32,164,000 | 32,582,000 |