Call reports 2005
OKEMAH NATIONAL BANK, THE — 2005
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,357,000 | 59,892,000 | 59,083,000 | 60,487,000 |
| Total loans | 28,727,000 | 29,406,000 | 30,604,000 | 30,930,000 |
| Allowance for loan losses | 578,000 | 562,000 | 559,000 | 556,000 |
| Securities available for sale | 20,751,000 | 21,582,000 | 20,471,000 | 20,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,858,000 | 51,128,000 | 50,225,000 | 51,770,000 |
| Interest-bearing deposits | 39,338,000 | 39,192,000 | 37,553,000 | 38,616,000 |
| Noninterest-bearing deposits | 11,520,000 | 11,936,000 | 12,672,000 | 13,154,000 |
| Equity capital | 7,029,000 | 7,191,000 | 7,195,000 | 6,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,586,000 | 2,399,000 | 3,244,000 |
| Interest expense | 163,000 | 345,000 | 550,000 | 774,000 |
| Net interest income | 597,000 | 1,241,000 | 1,849,000 | 2,470,000 |
| Noninterest income | 143,000 | 304,000 | 472,000 | 627,000 |
| Noninterest expense | 489,000 | 988,000 | 1,493,000 | 1,943,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 236,000 | 527,000 | 798,000 | 1,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 527,000 | 798,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,398,000 | 7,464,000 | 7,511,000 | 7,388,000 |
| Total capital | 7,764,000 | 7,838,000 | 7,897,000 | 7,777,000 |
| Risk-weighted assets | 29,105,000 | 29,771,000 | 30,707,000 | 30,962,000 |