Call reports 2004
OKEMAH NATIONAL BANK, THE — 2004
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,919,000 | 57,046,000 | 56,360,000 | 57,843,000 |
| Total loans | 27,104,000 | 27,403,000 | 28,247,000 | 28,673,000 |
| Allowance for loan losses | 542,000 | 533,000 | 563,000 | 575,000 |
| Securities available for sale | 20,032,000 | 20,438,000 | 20,009,000 | 19,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,073,000 | 48,560,000 | 47,494,000 | 49,099,000 |
| Interest-bearing deposits | 37,272,000 | 38,282,000 | 36,906,000 | 37,871,000 |
| Noninterest-bearing deposits | 10,801,000 | 10,278,000 | 10,588,000 | 11,228,000 |
| Equity capital | 7,534,000 | 7,044,000 | 7,381,000 | 7,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,504,000 | 2,246,000 | 3,002,000 |
| Interest expense | 141,000 | 275,000 | 414,000 | 556,000 |
| Net interest income | 582,000 | 1,229,000 | 1,832,000 | 2,446,000 |
| Noninterest income | 159,000 | 317,000 | 472,000 | 624,000 |
| Noninterest expense | 478,000 | 961,000 | 1,464,000 | 1,899,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 234,000 | 526,000 | 751,000 | 1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 526,000 | 751,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,419,000 | 7,461,000 | 7,476,000 | 7,387,000 |
| Total capital | 7,771,000 | 7,820,000 | 7,834,000 | 7,750,000 |
| Risk-weighted assets | 28,008,000 | 28,576,000 | 28,412,000 | 28,863,000 |