Call reports 2003
OKEMAH NATIONAL BANK, THE — 2003
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,657,000 | 57,826,000 | 55,721,000 | 57,153,000 |
| Total loans | 27,608,000 | 27,373,000 | 27,758,000 | 27,331,000 |
| Allowance for loan losses | 416,000 | 425,000 | 407,000 | 516,000 |
| Securities available for sale | 18,823,000 | 21,037,000 | 20,541,000 | 20,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,591,000 | 48,691,000 | 46,887,000 | 48,470,000 |
| Interest-bearing deposits | 36,254,000 | 38,292,000 | 37,182,000 | 37,905,000 |
| Noninterest-bearing deposits | 10,337,000 | 10,399,000 | 9,705,000 | 10,565,000 |
| Equity capital | 7,703,000 | 7,683,000 | 7,316,000 | 7,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,655,000 | 2,495,000 | 3,277,000 |
| Interest expense | 177,000 | 350,000 | 513,000 | 663,000 |
| Net interest income | 663,000 | 1,305,000 | 1,982,000 | 2,614,000 |
| Noninterest income | 113,000 | 261,000 | 400,000 | 560,000 |
| Noninterest expense | 494,000 | 1,014,000 | 1,519,000 | 1,915,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 175,000 |
| Pretax income | 303,000 | 668,000 | 963,000 | 1,230,000 |
| Income tax | 2,000 | 3,000 | -3,000 | -3,000 |
| Net income | 301,000 | 665,000 | 966,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,353,000 | 7,417,000 | 7,418,000 | 7,385,000 |
| Total capital | 7,725,000 | 7,788,000 | 7,780,000 | 7,749,000 |
| Risk-weighted assets | 29,100,000 | 28,987,000 | 28,935,000 | 28,941,000 |