Call reports 2002
OKEMAH NATIONAL BANK, THE — 2002
What OKEMAH NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,682,000 | 55,095,000 | 54,973,000 | 55,499,000 |
| Total loans | 28,297,000 | 28,848,000 | 28,854,000 | 28,366,000 |
| Allowance for loan losses | 401,000 | 415,000 | 418,000 | 443,000 |
| Securities available for sale | 19,466,000 | 18,622,000 | 18,907,000 | 17,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,074,000 | 46,064,000 | 45,745,000 | 46,324,000 |
| Interest-bearing deposits | 36,326,000 | 35,878,000 | 34,889,000 | 36,083,000 |
| Noninterest-bearing deposits | 9,748,000 | 10,186,000 | 10,856,000 | 10,241,000 |
| Equity capital | 7,355,000 | 7,728,000 | 7,889,000 | 7,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,815,000 | 2,721,000 | 3,599,000 |
| Interest expense | 260,000 | 482,000 | 688,000 | 881,000 |
| Net interest income | 640,000 | 1,333,000 | 2,033,000 | 2,718,000 |
| Noninterest income | 130,000 | 274,000 | 406,000 | 532,000 |
| Noninterest expense | 445,000 | 933,000 | 1,451,000 | 1,956,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 80,000 |
| Pretax income | 355,000 | 687,000 | 980,000 | 1,280,000 |
| Income tax | 2,000 | 8,000 | 16,000 | 3,000 |
| Net income | 353,000 | 679,000 | 964,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,403,000 | 7,429,000 | 7,439,000 | 7,352,000 |
| Total capital | 7,776,000 | 7,792,000 | 7,801,000 | 7,710,000 |
| Risk-weighted assets | 29,840,000 | 29,024,000 | 28,899,000 | 28,587,000 |