Call reports 2016
AMERICAN LOAN AND SAVINGS ASSOCIATION — 2016
What AMERICAN LOAN AND SAVINGS ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 4,373,000 | 4,174,000 | 4,233,000 |
| Total loans | 3,256,000 | 3,067,000 | 3,011,000 |
| Allowance for loan losses | 36,000 | 37,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 3,972,000 | 3,831,000 | 3,895,000 |
| Interest-bearing deposits | 3,949,000 | 3,804,000 | 3,869,000 |
| Noninterest-bearing deposits | 23,000 | 27,000 | 26,000 |
| Equity capital | 393,000 | 334,000 | 338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 35,000 | 74,000 | 108,000 |
| Interest expense | 4,000 | 9,000 | 12,000 |
| Net interest income | 31,000 | 65,000 | 95,000 |
| Noninterest income | 0 | 0 | 87,000 |
| Noninterest expense | 87,000 | 180,000 | 309,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 |
| Pretax income | -56,000 | -116,000 | -128,000 |
| Income tax | 16,000 | 16,000 | 0 |
| Net income | -72,000 | -132,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 393,000 | 334,000 | 338,000 |
| Total capital | 415,000 | 355,000 | 358,000 |
| Risk-weighted assets | 1,772,000 | 1,674,000 | 1,559,000 |