Call reports 2013
AMERICAN LOAN AND SAVINGS ASSOCIATION — 2013
What AMERICAN LOAN AND SAVINGS ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 5,827,000 | 5,873,000 | 5,647,000 | 5,626,000 |
| Total loans | 4,842,000 | 4,956,000 | 4,956,000 | 4,499,000 |
| Allowance for loan losses | 85,000 | 85,000 | 86,000 | 87,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,996,000 | 5,039,000 | 4,818,000 | 4,858,000 |
| Interest-bearing deposits | 4,961,000 | 5,001,000 | 4,769,000 | 4,833,000 |
| Noninterest-bearing deposits | 35,000 | 38,000 | 49,000 | 25,000 |
| Equity capital | 820,000 | 822,000 | 813,000 | 760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 62,000 | 138,000 | 204,000 | 264,000 |
| Interest expense | 7,000 | 12,000 | 17,000 | 22,000 |
| Net interest income | 55,000 | 126,000 | 187,000 | 242,000 |
| Noninterest income | 0 | 2,000 | 2,000 | -22,000 |
| Noninterest expense | 70,000 | 141,000 | 210,000 | 293,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | -16,000 | -14,000 | -23,000 | -76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | -14,000 | -23,000 | -76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 820,000 | 822,000 | 813,000 | 760,000 |
| Total capital | 856,000 | 860,000 | 850,000 | 793,000 |
| Risk-weighted assets | 2,944,000 | 3,015,000 | 2,913,000 | 2,576,000 |