Call reports 2012
AMERICAN LOAN AND SAVINGS ASSOCIATION — 2012
What AMERICAN LOAN AND SAVINGS ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 5,960,000 | 5,604,000 | 6,097,000 | 5,936,000 |
| Total loans | 4,745,000 | 4,891,000 | 4,906,000 | 4,904,000 |
| Allowance for loan losses | 92,000 | 92,000 | 84,000 | 84,000 |
| Securities available for sale | 1,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,089,000 | 4,740,000 | 5,235,000 | 5,093,000 |
| Interest-bearing deposits | 5,055,000 | 4,699,000 | 5,186,000 | 5,068,000 |
| Noninterest-bearing deposits | 34,000 | 41,000 | 49,000 | 25,000 |
| Equity capital | 855,000 | 850,000 | 843,000 | 836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 68,000 | 141,000 | 210,000 | 273,000 |
| Interest expense | 11,000 | 19,000 | 27,000 | 35,000 |
| Net interest income | 57,000 | 122,000 | 183,000 | 238,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 2,000 |
| Noninterest expense | 67,000 | 136,000 | 204,000 | 285,000 |
| Provision for loan losses | 1,000 | 1,000 | 2,000 | 3,000 |
| Pretax income | -10,000 | -14,000 | -25,000 | -51,000 |
| Income tax | 0 | 0 | 0 | -19,000 |
| Net income | -10,000 | -14,000 | -25,000 | -32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 853,000 | 846,000 | 843,000 | 836,000 |
| Total capital | 888,000 | 884,000 | 881,000 | 873,000 |
| Risk-weighted assets | 2,737,000 | 2,966,000 | 3,027,000 | 2,956,000 |