Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 359,195,000 | 353,216,000 | 355,036,000 | 363,568,000 |
| Total loans | 137,710,000 | 128,424,000 | 128,287,000 | 132,861,000 |
| Allowance for loan losses | 2,277,000 | 2,270,000 | 2,277,000 | 2,013,000 |
| Securities available for sale | 168,119,000 | 169,524,000 | 177,986,000 | 176,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,087,000 | 331,235,000 | 329,060,000 | 334,738,000 |
| Interest-bearing deposits | 239,801,000 | 237,285,000 | 234,887,000 | 241,296,000 |
| Noninterest-bearing deposits | 97,286,000 | 93,950,000 | 94,173,000 | 93,442,000 |
| Equity capital | 16,188,000 | 16,259,000 | 19,935,000 | 21,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,888,000 | 7,776,000 | 11,798,000 | 15,810,000 |
| Interest expense | 986,000 | 2,018,000 | 3,095,000 | 4,141,000 |
| Net interest income | 2,902,000 | 5,758,000 | 8,703,000 | 11,669,000 |
| Noninterest income | 506,000 | 1,030,000 | 1,562,000 | 2,108,000 |
| Noninterest expense | 2,077,000 | 4,172,000 | 6,264,000 | 8,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,331,000 | 2,616,000 | 4,001,000 | 5,377,000 |
| Income tax | 284,000 | 556,000 | 850,000 | 1,079,000 |
| Net income | 1,047,000 | 2,060,000 | 3,151,000 | 4,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,939,000 | 42,632,000 | 43,404,000 | 44,233,000 |
| Total capital | 44,216,000 | 44,902,000 | 45,681,000 | 46,246,000 |
| Risk-weighted assets | 222,320,000 | 213,520,000 | 213,575,000 | 222,487,000 |