Call reports 2024
PINNACLE BANK — 2024
What PINNACLE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 338,351,000 | 345,458,000 | 348,330,000 | 345,658,000 |
| Total loans | 122,200,000 | 125,120,000 | 131,279,000 | 131,788,000 |
| Allowance for loan losses | 2,425,000 | 2,407,000 | 2,417,000 | 2,352,000 |
| Securities available for sale | 162,136,000 | 162,148,000 | 173,332,000 | 163,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,401,000 | 313,591,000 | 318,016,000 | 321,457,000 |
| Interest-bearing deposits | 220,596,000 | 219,666,000 | 229,806,000 | 230,523,000 |
| Noninterest-bearing deposits | 91,805,000 | 93,925,000 | 88,210,000 | 90,934,000 |
| Equity capital | 11,151,000 | 13,074,000 | 19,020,000 | 12,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,462,000 | 11,377,000 | 15,163,000 |
| Interest expense | 940,000 | 1,889,000 | 2,902,000 | 3,889,000 |
| Net interest income | 2,725,000 | 5,573,000 | 8,475,000 | 11,274,000 |
| Noninterest income | 531,000 | 1,065,000 | 1,603,000 | 2,142,000 |
| Noninterest expense | 1,998,000 | 4,063,000 | 6,118,000 | 8,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,258,000 | 2,575,000 | 3,960,000 | 5,332,000 |
| Income tax | 266,000 | 548,000 | 847,000 | 1,149,000 |
| Net income | 992,000 | 2,027,000 | 3,113,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,983,000 | 39,697,000 | 40,461,000 | 41,210,000 |
| Total capital | 41,408,000 | 42,104,000 | 42,878,000 | 43,562,000 |
| Risk-weighted assets | 208,732,000 | 213,626,000 | 215,502,000 | 217,254,000 |