Call reports 2023
PINNACLE BANK — 2023
What PINNACLE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 333,543,000 | 337,154,000 | 334,375,000 | 341,783,000 |
| Total loans | 119,802,000 | 118,728,000 | 121,719,000 | 125,434,000 |
| Allowance for loan losses | 2,556,000 | 2,531,000 | 2,463,000 | 2,459,000 |
| Securities available for sale | 171,649,000 | 167,662,000 | 155,711,000 | 165,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,657,000 | 313,655,000 | 316,511,000 | 314,536,000 |
| Interest-bearing deposits | 219,885,000 | 220,023,000 | 220,924,000 | 223,357,000 |
| Noninterest-bearing deposits | 99,772,000 | 93,632,000 | 95,587,000 | 91,179,000 |
| Equity capital | 8,565,000 | 9,178,000 | 2,877,000 | 11,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,280,000 | 6,705,000 | 10,237,000 | 13,848,000 |
| Interest expense | 230,000 | 751,000 | 1,456,000 | 2,299,000 |
| Net interest income | 3,050,000 | 5,954,000 | 8,781,000 | 11,549,000 |
| Noninterest income | 468,000 | 961,000 | 1,564,000 | 2,092,000 |
| Noninterest expense | 1,981,000 | 3,865,000 | 5,744,000 | 7,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,537,000 | 3,050,000 | 4,601,000 | 5,919,000 |
| Income tax | 329,000 | 667,000 | 1,016,000 | 1,321,000 |
| Net income | 1,208,000 | 2,383,000 | 3,585,000 | 4,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,890,000 | 36,742,000 | 37,622,000 | 38,313,000 |
| Total capital | 38,446,000 | 39,273,000 | 40,085,000 | 40,772,000 |
| Risk-weighted assets | 209,378,000 | 208,072,000 | 211,110,000 | 211,402,000 |