Call reports 2022
PINNACLE BANK — 2022
What PINNACLE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 348,787,000 | 338,344,000 | 325,507,000 | 331,946,000 |
| Total loans | 122,955,000 | 121,420,000 | 116,922,000 | 118,517,000 |
| Allowance for loan losses | 2,523,000 | 2,526,000 | 2,478,000 | 2,561,000 |
| Securities available for sale | 185,344,000 | 177,732,000 | 170,890,000 | 170,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,271,000 | 324,704,000 | 320,174,000 | 325,257,000 |
| Interest-bearing deposits | 230,110,000 | 232,281,000 | 225,785,000 | 228,969,000 |
| Noninterest-bearing deposits | 93,161,000 | 92,423,000 | 94,389,000 | 96,288,000 |
| Equity capital | 23,566,000 | 12,187,000 | 3,700,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,872,000 | 8,928,000 | 12,094,000 |
| Interest expense | 107,000 | 233,000 | 390,000 | 575,000 |
| Net interest income | 2,772,000 | 5,639,000 | 8,538,000 | 11,519,000 |
| Noninterest income | 469,000 | 962,000 | 1,439,000 | 1,923,000 |
| Noninterest expense | 1,775,000 | 3,530,000 | 5,359,000 | 7,377,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 1,466,000 | 3,071,000 | 4,618,000 | 5,940,000 |
| Income tax | 322,000 | 686,000 | 1,033,000 | 1,309,000 |
| Net income | 1,144,000 | 2,385,000 | 3,585,000 | 4,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,497,000 | 35,419,000 | 34,260,000 | 35,002,000 |
| Total capital | 37,020,000 | 37,945,000 | 36,738,000 | 37,563,000 |
| Risk-weighted assets | 206,434,000 | 213,373,000 | 210,069,000 | 209,086,000 |