Call reports 2021
PINNACLE BANK — 2021
What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 306,300,000 | 321,339,000 | 337,420,000 | 339,508,000 |
| Total loans | 122,682,000 | 123,254,000 | 126,466,000 | 125,422,000 |
| Allowance for loan losses | 2,356,000 | 2,341,000 | 2,338,000 | 2,538,000 |
| Securities available for sale | 148,848,000 | 163,944,000 | 185,828,000 | 183,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,954,000 | 284,065,000 | 298,497,000 | 301,514,000 |
| Interest-bearing deposits | 187,004,000 | 194,566,000 | 209,112,000 | 211,735,000 |
| Noninterest-bearing deposits | 84,950,000 | 89,499,000 | 89,385,000 | 89,779,000 |
| Equity capital | 31,999,000 | 34,312,000 | 35,790,000 | 35,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,104,000 | 7,953,000 | 10,813,000 |
| Interest expense | 97,000 | 190,000 | 286,000 | 391,000 |
| Net interest income | 2,416,000 | 4,914,000 | 7,667,000 | 10,422,000 |
| Noninterest income | 448,000 | 916,000 | 2,141,000 | 2,639,000 |
| Noninterest expense | 1,672,000 | 3,356,000 | 5,368,000 | 7,144,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,192,000 | 2,474,000 | 4,667,000 | 5,944,000 |
| Income tax | 252,000 | 518,000 | 849,000 | 1,125,000 |
| Net income | 940,000 | 1,956,000 | 3,818,000 | 4,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,662,000 | 31,388,000 | 32,960,000 | 33,672,000 |
| Total capital | 32,874,000 | 33,673,000 | 35,298,000 | 36,134,000 |
| Risk-weighted assets | 176,837,000 | 182,725,000 | 193,175,000 | 196,740,000 |