Call reports 2020
PINNACLE BANK — 2020
What PINNACLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 244,033,000 | 271,650,000 | 277,884,000 | 275,504,000 |
| Total loans | 104,303,000 | 126,157,000 | 127,856,000 | 112,003,000 |
| Allowance for loan losses | 2,212,000 | 2,207,000 | 2,204,000 | 2,383,000 |
| Securities available for sale | 113,532,000 | 116,300,000 | 125,281,000 | 139,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,137,000 | 235,124,000 | 240,246,000 | 237,840,000 |
| Interest-bearing deposits | 154,666,000 | 158,097,000 | 167,673,000 | 163,748,000 |
| Noninterest-bearing deposits | 58,471,000 | 77,027,000 | 72,573,000 | 74,092,000 |
| Equity capital | 29,483,000 | 33,832,000 | 33,885,000 | 34,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,632,000 | 7,061,000 | 10,017,000 |
| Interest expense | 243,000 | 439,000 | 591,000 | 716,000 |
| Net interest income | 2,060,000 | 4,193,000 | 6,470,000 | 9,301,000 |
| Noninterest income | 473,000 | 885,000 | 1,303,000 | 1,775,000 |
| Noninterest expense | 1,581,000 | 3,168,000 | 4,938,000 | 6,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,105,000 | 2,063,000 | 2,988,000 | 4,147,000 |
| Income tax | 229,000 | 419,000 | 602,000 | 837,000 |
| Net income | 876,000 | 1,644,000 | 2,386,000 | 3,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,848,000 | 30,358,000 | 29,344,000 | 30,012,000 |
| Total capital | 31,894,000 | 32,421,000 | 31,463,000 | 32,136,000 |
| Risk-weighted assets | 163,553,000 | 164,930,000 | 169,443,000 | 169,627,000 |