Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 227,390,000 | 230,128,000 | 235,637,000 | 230,312,000 |
| Total loans | 107,305,000 | 107,270,000 | 108,031,000 | 104,103,000 |
| Allowance for loan losses | 1,606,000 | 1,608,000 | 1,545,000 | 2,153,000 |
| Securities available for sale | 95,108,000 | 91,456,000 | 97,810,000 | 101,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,301,000 | 197,497,000 | 200,731,000 | 197,441,000 |
| Interest-bearing deposits | 140,235,000 | 139,132,000 | 140,018,000 | 141,329,000 |
| Noninterest-bearing deposits | 56,066,000 | 58,365,000 | 60,713,000 | 56,112,000 |
| Equity capital | 29,488,000 | 30,626,000 | 32,068,000 | 30,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,192,000 | 4,463,000 | 6,835,000 | 9,140,000 |
| Interest expense | 206,000 | 413,000 | 636,000 | 863,000 |
| Net interest income | 1,986,000 | 4,050,000 | 6,199,000 | 8,277,000 |
| Noninterest income | 427,000 | 899,000 | 1,376,000 | 2,461,000 |
| Noninterest expense | 1,553,000 | 3,156,000 | 4,742,000 | 6,418,000 |
| Provision for loan losses | 0 | 0 | 0 | 609,000 |
| Pretax income | 862,000 | 1,833,000 | 2,873,000 | 3,751,000 |
| Income tax | 159,000 | 348,000 | 559,000 | 724,000 |
| Net income | 703,000 | 1,485,000 | 2,314,000 | 3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,747,000 | 29,251,000 | 29,805,000 | 29,244,000 |
| Total capital | 30,353,000 | 30,859,000 | 31,349,000 | 31,214,000 |
| Risk-weighted assets | 151,153,000 | 152,249,000 | 156,439,000 | 157,444,000 |