Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 230,050,000 | 221,346,000 | 220,699,000 | 220,857,000 |
| Total loans | 101,324,000 | 103,838,000 | 103,648,000 | 104,887,000 |
| Allowance for loan losses | 1,611,000 | 1,613,000 | 1,591,000 | 1,604,000 |
| Securities available for sale | 96,491,000 | 95,433,000 | 93,536,000 | 95,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,884,000 | 193,657,000 | 192,934,000 | 187,500,000 |
| Interest-bearing deposits | 137,955,000 | 134,381,000 | 136,032,000 | 134,393,000 |
| Noninterest-bearing deposits | 58,929,000 | 59,276,000 | 56,902,000 | 53,107,000 |
| Equity capital | 26,346,000 | 26,841,000 | 26,659,000 | 28,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,076,000 | 6,207,000 | 8,372,000 |
| Interest expense | 112,000 | 219,000 | 343,000 | 504,000 |
| Net interest income | 1,903,000 | 3,857,000 | 5,864,000 | 7,868,000 |
| Noninterest income | 418,000 | 855,000 | 1,301,000 | 1,762,000 |
| Noninterest expense | 1,550,000 | 3,127,000 | 4,749,000 | 6,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,587,000 | 2,418,000 | 3,309,000 |
| Income tax | 130,000 | 269,000 | 417,000 | 588,000 |
| Net income | 643,000 | 1,318,000 | 2,001,000 | 2,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,826,000 | 27,307,000 | 27,796,000 | 28,322,000 |
| Total capital | 28,437,000 | 28,920,000 | 29,387,000 | 29,926,000 |
| Risk-weighted assets | 147,954,000 | 149,879,000 | 150,137,000 | 150,019,000 |