Call reports 2017
PINNACLE BANK — 2017
What PINNACLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 225,604,000 | 230,428,000 | 219,471,000 | 217,711,000 |
| Total loans | 90,357,000 | 91,067,000 | 92,854,000 | 95,813,000 |
| Allowance for loan losses | 1,623,000 | 1,613,000 | 1,618,000 | 1,608,000 |
| Securities available for sale | 104,511,000 | 104,332,000 | 102,802,000 | 100,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,990,000 | 202,995,000 | 191,503,000 | 188,296,000 |
| Interest-bearing deposits | 142,626,000 | 143,626,000 | 135,081,000 | 132,411,000 |
| Noninterest-bearing deposits | 54,364,000 | 59,369,000 | 56,422,000 | 55,885,000 |
| Equity capital | 25,828,000 | 26,833,000 | 27,194,000 | 27,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,855,000 | 5,853,000 | 7,801,000 |
| Interest expense | 110,000 | 218,000 | 320,000 | 416,000 |
| Net interest income | 1,810,000 | 3,637,000 | 5,533,000 | 7,385,000 |
| Noninterest income | 388,000 | 789,000 | 1,206,000 | 1,630,000 |
| Noninterest expense | 1,493,000 | 2,976,000 | 4,465,000 | 5,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 705,000 | 1,450,000 | 2,274,000 | 2,993,000 |
| Income tax | 145,000 | 309,000 | 509,000 | 612,000 |
| Net income | 560,000 | 1,141,000 | 1,765,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,157,000 | 25,553,000 | 25,990,000 | 26,372,000 |
| Total capital | 26,780,000 | 27,166,000 | 27,608,000 | 27,980,000 |
| Risk-weighted assets | 139,065,000 | 138,352,000 | 140,935,000 | 144,285,000 |