Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,139,000 | 224,349,000 | 225,541,000 | 217,169,000 |
| Total loans | 86,165,000 | 84,591,000 | 92,828,000 | 91,269,000 |
| Allowance for loan losses | 1,610,000 | 1,608,000 | 1,615,000 | 1,618,000 |
| Securities available for sale | 112,636,000 | 110,167,000 | 107,397,000 | 105,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,692,000 | 194,687,000 | 195,448,000 | 191,312,000 |
| Interest-bearing deposits | 140,400,000 | 142,228,000 | 136,056,000 | 137,441,000 |
| Noninterest-bearing deposits | 49,292,000 | 52,459,000 | 59,392,000 | 53,871,000 |
| Equity capital | 28,430,000 | 28,343,000 | 28,651,000 | 24,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,762,000 | 5,681,000 | 7,606,000 |
| Interest expense | 114,000 | 228,000 | 333,000 | 437,000 |
| Net interest income | 1,777,000 | 3,534,000 | 5,348,000 | 7,169,000 |
| Noninterest income | 387,000 | 805,000 | 1,224,000 | 1,660,000 |
| Noninterest expense | 1,474,000 | 2,965,000 | 4,434,000 | 6,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 840,000 | 1,566,000 | 2,330,000 | 2,988,000 |
| Income tax | 183,000 | 329,000 | 495,000 | 618,000 |
| Net income | 657,000 | 1,237,000 | 1,835,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,848,000 | 25,982,000 | 26,388,000 | 24,779,000 |
| Total capital | 28,458,000 | 27,590,000 | 28,003,000 | 26,397,000 |
| Risk-weighted assets | 139,205,000 | 133,964,000 | 140,457,000 | 140,027,000 |