Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 231,910,000 | 230,673,000 | 228,448,000 | 219,494,000 |
| Total loans | 87,601,000 | 89,065,000 | 88,878,000 | 87,544,000 |
| Allowance for loan losses | 1,583,000 | 1,475,000 | 1,487,000 | 1,583,000 |
| Securities available for sale | 124,920,000 | 121,930,000 | 120,448,000 | 112,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,803,000 | 193,782,000 | 189,035,000 | 186,239,000 |
| Interest-bearing deposits | 145,278,000 | 144,041,000 | 141,336,000 | 137,810,000 |
| Noninterest-bearing deposits | 49,525,000 | 49,741,000 | 47,699,000 | 48,429,000 |
| Equity capital | 27,062,000 | 26,311,000 | 27,245,000 | 27,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,893,000 | 5,847,000 | 7,820,000 |
| Interest expense | 116,000 | 234,000 | 352,000 | 475,000 |
| Net interest income | 1,823,000 | 3,659,000 | 5,495,000 | 7,345,000 |
| Noninterest income | 344,000 | 686,000 | 1,057,000 | 1,458,000 |
| Noninterest expense | 1,508,000 | 3,004,000 | 4,479,000 | 6,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 659,000 | 1,449,000 | 2,181,000 | 2,781,000 |
| Income tax | 103,000 | 256,000 | 394,000 | 486,000 |
| Net income | 556,000 | 1,193,000 | 1,787,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,224,000 | 25,667,000 | 26,070,000 | 26,386,000 |
| Total capital | 26,807,000 | 27,142,000 | 27,557,000 | 27,969,000 |
| Risk-weighted assets | 143,866,000 | 144,504,000 | 142,635,000 | 140,474,000 |