Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 224,829,000 | 225,437,000 | 218,202,000 | 218,899,000 |
| Total loans | 91,764,000 | 89,713,000 | 86,104,000 | 84,260,000 |
| Allowance for loan losses | 1,548,000 | 1,611,000 | 1,663,000 | 1,575,000 |
| Securities available for sale | 113,447,000 | 111,260,000 | 112,983,000 | 117,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,583,000 | 198,322,000 | 191,556,000 | 191,286,000 |
| Interest-bearing deposits | 150,823,000 | 151,114,000 | 146,695,000 | 146,375,000 |
| Noninterest-bearing deposits | 46,760,000 | 47,208,000 | 44,861,000 | 44,911,000 |
| Equity capital | 25,420,000 | 26,405,000 | 25,794,000 | 26,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,754,000 | 5,618,000 | 7,375,000 |
| Interest expense | 125,000 | 247,000 | 369,000 | 485,000 |
| Net interest income | 1,760,000 | 3,507,000 | 5,249,000 | 6,890,000 |
| Noninterest income | 388,000 | 735,000 | 1,056,000 | 1,486,000 |
| Noninterest expense | 1,535,000 | 2,996,000 | 4,443,000 | 5,861,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 578,000 | 1,280,000 | 1,896,000 | 2,549,000 |
| Income tax | 94,000 | 230,000 | 333,000 | 447,000 |
| Net income | 484,000 | 1,050,000 | 1,563,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,887,000 | 25,258,000 | 24,515,000 | 24,861,000 |
| Total capital | 26,435,000 | 26,869,000 | 26,175,000 | 26,437,000 |
| Risk-weighted assets | 137,352,000 | 134,556,000 | 132,721,000 | 131,515,000 |