Call reports 2013
PINNACLE BANK — 2013
What PINNACLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 209,707,000 | 217,410,000 | 223,966,000 | 220,220,000 |
| Total loans | 96,365,000 | 95,786,000 | 94,497,000 | 93,531,000 |
| Allowance for loan losses | 2,123,000 | 1,636,000 | 1,506,000 | 1,456,000 |
| Securities available for sale | 90,567,000 | 96,174,000 | 100,062,000 | 106,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,725,000 | 191,390,000 | 197,666,000 | 189,649,000 |
| Interest-bearing deposits | 144,244,000 | 151,110,000 | 155,233,000 | 145,625,000 |
| Noninterest-bearing deposits | 38,481,000 | 40,280,000 | 42,433,000 | 44,024,000 |
| Equity capital | 25,727,000 | 24,150,000 | 24,443,000 | 24,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,805,000 | 5,697,000 | 7,593,000 |
| Interest expense | 147,000 | 288,000 | 425,000 | 551,000 |
| Net interest income | 1,764,000 | 3,517,000 | 5,272,000 | 7,042,000 |
| Noninterest income | 358,000 | 645,000 | 1,037,000 | 1,465,000 |
| Noninterest expense | 1,448,000 | 2,868,000 | 4,364,000 | 5,917,000 |
| Provision for loan losses | 75,000 | 75,000 | 100,000 | 150,000 |
| Pretax income | 599,000 | 1,219,000 | 1,845,000 | 2,440,000 |
| Income tax | 109,000 | 222,000 | 335,000 | 430,000 |
| Net income | 490,000 | 997,000 | 1,510,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,678,000 | 23,979,000 | 24,295,000 | 24,599,000 |
| Total capital | 25,418,000 | 25,615,000 | 25,801,000 | 26,055,000 |
| Risk-weighted assets | 138,807,000 | 133,517,000 | 137,043,000 | 137,287,000 |