Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 207,817,000 | 208,467,000 | 204,529,000 | 208,214,000 |
| Total loans | 104,995,000 | 100,467,000 | 95,833,000 | 98,395,000 |
| Allowance for loan losses | 2,142,000 | 1,975,000 | 1,810,000 | 2,036,000 |
| Securities available for sale | 72,897,000 | 82,897,000 | 86,334,000 | 91,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,536,000 | 181,143,000 | 175,953,000 | 177,625,000 |
| Interest-bearing deposits | 145,783,000 | 142,139,000 | 137,808,000 | 137,720,000 |
| Noninterest-bearing deposits | 35,753,000 | 39,004,000 | 38,145,000 | 39,905,000 |
| Equity capital | 24,707,000 | 25,017,000 | 25,647,000 | 25,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,191,000 | 6,235,000 | 8,211,000 |
| Interest expense | 213,000 | 410,000 | 578,000 | 724,000 |
| Net interest income | 1,918,000 | 3,781,000 | 5,657,000 | 7,487,000 |
| Noninterest income | 292,000 | 657,000 | 1,060,000 | 1,436,000 |
| Noninterest expense | 1,473,000 | 3,012,000 | 4,529,000 | 6,086,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 587,000 | 1,226,000 | 1,988,000 | 2,637,000 |
| Income tax | 137,000 | 292,000 | 486,000 | 611,000 |
| Net income | 450,000 | 934,000 | 1,502,000 | 2,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,244,000 | 22,571,000 | 22,984,000 | 23,187,000 |
| Total capital | 23,828,000 | 24,225,000 | 24,553,000 | 24,945,000 |
| Risk-weighted assets | 135,638,000 | 136,085,000 | 134,427,000 | 140,365,000 |