Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 204,181,000 | 204,650,000 | 208,069,000 | 199,134,000 |
| Total loans | 114,049,000 | 110,203,000 | 104,795,000 | 104,674,000 |
| Allowance for loan losses | 2,796,000 | 2,762,000 | 2,657,000 | 2,229,000 |
| Securities available for sale | 64,365,000 | 69,804,000 | 68,301,000 | 75,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,232,000 | 180,508,000 | 182,478,000 | 172,426,000 |
| Interest-bearing deposits | 158,413,000 | 156,713,000 | 145,521,000 | 139,299,000 |
| Noninterest-bearing deposits | 22,819,000 | 23,795,000 | 36,957,000 | 33,127,000 |
| Equity capital | 22,387,000 | 23,103,000 | 24,069,000 | 24,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,608,000 | 6,876,000 | 9,090,000 |
| Interest expense | 347,000 | 656,000 | 938,000 | 1,171,000 |
| Net interest income | 1,931,000 | 3,952,000 | 5,938,000 | 7,919,000 |
| Noninterest income | 353,000 | 685,000 | 887,000 | 1,209,000 |
| Noninterest expense | 1,709,000 | 3,336,000 | 4,896,000 | 6,523,000 |
| Provision for loan losses | 600,000 | 949,000 | 1,050,000 | 1,100,000 |
| Pretax income | -25,000 | 352,000 | 926,000 | 1,552,000 |
| Income tax | -83,000 | -28,000 | 100,000 | 248,000 |
| Net income | 58,000 | 380,000 | 826,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,827,000 | 21,148,000 | 21,594,000 | 21,933,000 |
| Total capital | 22,677,000 | 22,788,000 | 23,167,000 | 23,081,000 |
| Risk-weighted assets | 147,064,000 | 130,102,000 | 125,255,000 | 125,880,000 |