Call reports 2007
PINNACLE BANK — 2007
What PINNACLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 242,761,000 | 243,351,000 | 239,183,000 | 235,620,000 |
| Total loans | 120,753,000 | 121,763,000 | 129,923,000 | 132,442,000 |
| Allowance for loan losses | 1,465,000 | 1,411,000 | 1,404,000 | 1,610,000 |
| Securities available for sale | 93,367,000 | 93,689,000 | 87,836,000 | 79,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,488,000 | 220,447,000 | 212,246,000 | 204,859,000 |
| Interest-bearing deposits | 207,536,000 | 204,056,000 | 194,674,000 | 190,577,000 |
| Noninterest-bearing deposits | 11,952,000 | 16,391,000 | 17,572,000 | 14,282,000 |
| Equity capital | 21,283,000 | 20,858,000 | 21,675,000 | 22,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,209,000 | 10,909,000 | 14,543,000 |
| Interest expense | 1,887,000 | 3,876,000 | 5,803,000 | 7,636,000 |
| Net interest income | 1,654,000 | 3,333,000 | 5,106,000 | 6,907,000 |
| Noninterest income | 352,000 | 810,000 | 1,195,000 | 1,531,000 |
| Noninterest expense | 1,528,000 | 2,989,000 | 4,413,000 | 5,968,000 |
| Provision for loan losses | 75,000 | 100,000 | 234,000 | 738,000 |
| Pretax income | 403,000 | 1,054,000 | 1,654,000 | 1,720,000 |
| Income tax | 120,000 | 331,000 | 511,000 | 486,000 |
| Net income | 283,000 | 723,000 | 1,143,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,101,000 | 22,101,000 | 22,101,000 | 22,102,000 |
| Total capital | 23,566,000 | 23,512,000 | 23,505,000 | 23,712,000 |
| Risk-weighted assets | 144,420,000 | 144,456,000 | 148,694,000 | 152,440,000 |