Call reports 2006
PINNACLE BANK — 2006
What PINNACLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 224,563,000 | 224,681,000 | 230,352,000 | 231,970,000 |
| Total loans | 106,074,000 | 113,729,000 | 112,608,000 | 115,848,000 |
| Allowance for loan losses | 1,373,000 | 1,421,000 | 1,489,000 | 1,382,000 |
| Securities available for sale | 78,601,000 | 74,892,000 | 78,994,000 | 87,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,627,000 | 203,996,000 | 207,946,000 | 208,869,000 |
| Interest-bearing deposits | 191,127,000 | 190,985,000 | 195,105,000 | 197,775,000 |
| Noninterest-bearing deposits | 12,500,000 | 13,011,000 | 12,841,000 | 11,094,000 |
| Equity capital | 19,343,000 | 18,996,000 | 20,318,000 | 21,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,423,000 | 9,857,000 | 13,380,000 |
| Interest expense | 1,447,000 | 3,034,000 | 4,720,000 | 6,549,000 |
| Net interest income | 1,716,000 | 3,389,000 | 5,137,000 | 6,831,000 |
| Noninterest income | 388,000 | 863,000 | 1,377,000 | 1,767,000 |
| Noninterest expense | 1,517,000 | 2,960,000 | 4,566,000 | 6,047,000 |
| Provision for loan losses | 135,000 | 248,000 | 382,000 | 405,000 |
| Pretax income | 452,000 | 1,044,000 | 1,566,000 | 2,146,000 |
| Income tax | 139,000 | 329,000 | 494,000 | 681,000 |
| Net income | 313,000 | 715,000 | 1,072,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,432,000 | 21,672,000 | 21,869,000 | 22,101,000 |
| Total capital | 22,805,000 | 23,093,000 | 23,358,000 | 23,483,000 |
| Risk-weighted assets | 122,757,000 | 127,582,000 | 134,703,000 | 138,056,000 |