Call reports 2002
PINNACLE BANK — 2002
What PINNACLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 217,708,000 | 224,418,000 | 217,059,000 | 218,290,000 |
| Total loans | 128,593,000 | 125,631,000 | 123,732,000 | 125,622,000 |
| Allowance for loan losses | 1,402,000 | 1,274,000 | 1,263,000 | 1,322,000 |
| Securities available for sale | 66,244,000 | 79,487,000 | 74,268,000 | 75,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,576,000 | 196,557,000 | 192,842,000 | 191,265,000 |
| Interest-bearing deposits | 185,940,000 | 186,854,000 | 182,986,000 | 179,748,000 |
| Noninterest-bearing deposits | 9,636,000 | 9,703,000 | 9,856,000 | 11,517,000 |
| Equity capital | 17,745,000 | 18,853,000 | 19,395,000 | 19,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,755,000 | 10,145,000 | 13,310,000 |
| Interest expense | 1,673,000 | 3,239,000 | 4,715,000 | 6,003,000 |
| Net interest income | 1,741,000 | 3,516,000 | 5,430,000 | 7,307,000 |
| Noninterest income | 441,000 | 919,000 | 1,370,000 | 1,951,000 |
| Noninterest expense | 1,377,000 | 2,731,000 | 4,266,000 | 5,642,000 |
| Provision for loan losses | 140,000 | 260,000 | 380,000 | 575,000 |
| Pretax income | 665,000 | 1,444,000 | 2,154,000 | 3,041,000 |
| Income tax | 221,000 | 484,000 | 722,000 | 1,026,000 |
| Net income | 444,000 | 960,000 | 1,432,000 | 2,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,015,000 | 18,353,000 | 18,648,000 | 18,453,000 |
| Total capital | 19,417,000 | 19,627,000 | 19,911,000 | 19,775,000 |
| Risk-weighted assets | 131,908,000 | 131,119,000 | 127,336,000 | 129,191,000 |