Call reports 2001
PINNACLE BANK — 2001
What PINNACLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 218,863,000 | 223,179,000 | 217,275,000 | 218,020,000 |
| Total loans | 147,015,000 | 146,719,000 | 141,552,000 | 136,616,000 |
| Allowance for loan losses | 1,324,000 | 1,817,000 | 1,653,000 | 1,158,000 |
| Securities available for sale | 54,897,000 | 56,856,000 | 49,376,000 | 60,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,337,000 | 193,191,000 | 193,662,000 | 195,944,000 |
| Interest-bearing deposits | 185,338,000 | 183,078,000 | 184,188,000 | 186,346,000 |
| Noninterest-bearing deposits | 9,999,000 | 10,113,000 | 9,474,000 | 9,598,000 |
| Equity capital | 18,367,000 | 18,286,000 | 18,500,000 | 17,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,374,000 | 8,453,000 | 12,375,000 | 16,055,000 |
| Interest expense | 2,663,000 | 5,058,000 | 7,294,000 | 9,239,000 |
| Net interest income | 1,711,000 | 3,395,000 | 5,081,000 | 6,816,000 |
| Noninterest income | 310,000 | 789,000 | 1,061,000 | 1,452,000 |
| Noninterest expense | 1,445,000 | 2,862,000 | 4,134,000 | 5,508,000 |
| Provision for loan losses | 120,000 | 790,000 | 1,242,000 | 1,911,000 |
| Pretax income | 516,000 | 592,000 | 826,000 | 923,000 |
| Income tax | 196,000 | 174,000 | 251,000 | 270,000 |
| Net income | 320,000 | 418,000 | 575,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,916,000 | 17,848,000 | 17,836,000 | 17,748,000 |
| Total capital | 19,240,000 | 19,665,000 | 19,489,000 | 18,906,000 |
| Risk-weighted assets | 135,473,000 | 147,018,000 | 153,231,000 | 134,963,000 |