Call reports 2026
BANK OF EDMONSON COUNTY — 2026
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 289,238,000 | 283,407,000 |
| Total loans | 203,145,000 | 204,726,000 |
| Allowance for loan losses | 2,019,000 | 2,052,000 |
| Securities available for sale | 66,061,000 | 64,176,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 251,062,000 | 242,731,000 |
| Interest-bearing deposits | 163,615,000 | 158,485,000 |
| Noninterest-bearing deposits | 87,447,000 | 84,246,000 |
| Equity capital | 25,494,000 | 26,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,777,000 | 7,572,000 |
| Interest expense | 1,302,000 | 2,547,000 |
| Net interest income | 2,475,000 | 5,025,000 |
| Noninterest income | 271,000 | 538,000 |
| Noninterest expense | 1,687,000 | 3,135,000 |
| Provision for loan losses | -4,000 | 40,000 |
| Pretax income | 1,059,000 | 2,378,000 |
| Income tax | 36,000 | 82,000 |
| Net income | 1,023,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,198,000 | 30,691,000 |
| Total capital | 32,265,000 | 32,797,000 |
| Risk-weighted assets | 181,114,000 | 182,607,000 |