Call reports 2024
BANK OF EDMONSON COUNTY — 2024
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 278,544,000 | 279,087,000 | 284,280,000 | 280,032,000 |
| Total loans | 192,031,000 | 193,251,000 | 195,474,000 | 196,489,000 |
| Allowance for loan losses | 1,744,000 | 1,645,000 | 1,769,000 | 1,923,000 |
| Securities available for sale | 63,669,000 | 64,010,000 | 66,450,000 | 64,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,000,000 | 239,879,000 | 242,394,000 | 244,031,000 |
| Interest-bearing deposits | 156,249,000 | 181,007,000 | 163,190,000 | 159,817,000 |
| Noninterest-bearing deposits | 83,751,000 | 58,872,000 | 79,204,000 | 84,214,000 |
| Equity capital | 19,447,000 | 20,135,000 | 22,741,000 | 20,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 7,334,000 | 11,236,000 | 15,051,000 |
| Interest expense | 1,278,000 | 2,712,000 | 4,206,000 | 5,654,000 |
| Net interest income | 2,258,000 | 4,622,000 | 7,030,000 | 9,397,000 |
| Noninterest income | 216,000 | 481,000 | 751,000 | 1,049,000 |
| Noninterest expense | 1,443,000 | 2,805,000 | 4,282,000 | 5,819,000 |
| Provision for loan losses | 80,000 | 405,000 | 605,000 | 755,000 |
| Pretax income | 901,000 | 1,843,000 | 2,844,000 | 3,822,000 |
| Income tax | 35,000 | 50,000 | 65,000 | 79,000 |
| Net income | 866,000 | 1,793,000 | 2,779,000 | 3,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,820,000 | 29,147,000 | 29,293,000 | 29,087,000 |
| Total capital | 30,564,000 | 30,792,000 | 31,062,000 | 31,010,000 |
| Risk-weighted assets | 186,042,000 | 187,625,000 | 187,625,000 | 187,086,000 |