Call reports 2022
BANK OF EDMONSON COUNTY — 2022
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,557,000 | 260,018,000 | 262,020,000 | 271,364,000 |
| Total loans | 156,944,000 | 168,361,000 | 173,381,000 | 180,027,000 |
| Allowance for loan losses | 1,581,000 | 1,688,000 | 1,734,000 | 1,802,000 |
| Securities available for sale | 75,790,000 | 73,029,000 | 69,317,000 | 70,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,516,000 | 232,364,000 | 233,719,000 | 236,741,000 |
| Interest-bearing deposits | 167,371,000 | 172,871,000 | 172,234,000 | 169,340,000 |
| Noninterest-bearing deposits | 57,145,000 | 59,493,000 | 61,485,000 | 67,401,000 |
| Equity capital | 20,696,000 | 18,275,000 | 14,946,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,823,000 | 7,442,000 | 10,308,000 |
| Interest expense | 406,000 | 801,000 | 1,187,000 | 1,669,000 |
| Net interest income | 1,937,000 | 4,022,000 | 6,255,000 | 8,639,000 |
| Noninterest income | 274,000 | 571,000 | 864,000 | 1,182,000 |
| Noninterest expense | 1,287,000 | 2,707,000 | 4,197,000 | 5,633,000 |
| Provision for loan losses | 15,000 | 110,000 | 130,000 | 185,000 |
| Pretax income | 909,000 | 1,776,000 | 2,792,000 | 4,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 909,000 | 1,776,000 | 2,792,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,332,000 | 27,540,000 | 27,835,000 | 27,846,000 |
| Total capital | 28,913,000 | 29,228,000 | 29,569,000 | 29,648,000 |
| Risk-weighted assets | 160,938,000 | 175,373,000 | 175,373,000 | 187,140,000 |