Call reports 2021
BANK OF EDMONSON COUNTY — 2021
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 244,893,000 | 252,804,000 | 253,569,000 | 254,613,000 |
| Total loans | 151,389,000 | 153,737,000 | 161,145,000 | 154,878,000 |
| Allowance for loan losses | 1,554,000 | 1,580,000 | 1,612,000 | 1,630,000 |
| Securities available for sale | 68,815,000 | 74,444,000 | 71,736,000 | 81,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,808,000 | 215,035,000 | 215,812,000 | 218,942,000 |
| Interest-bearing deposits | 155,719,000 | 162,260,000 | 162,840,000 | 164,523,000 |
| Noninterest-bearing deposits | 52,089,000 | 52,775,000 | 52,972,000 | 54,419,000 |
| Equity capital | 25,978,000 | 26,695,000 | 26,851,000 | 25,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,262,000 | 4,580,000 | 6,996,000 | 9,288,000 |
| Interest expense | 467,000 | 927,000 | 1,380,000 | 1,821,000 |
| Net interest income | 1,795,000 | 3,653,000 | 5,616,000 | 7,467,000 |
| Noninterest income | 439,000 | 852,000 | 1,134,000 | 1,474,000 |
| Noninterest expense | 1,338,000 | 2,698,000 | 4,020,000 | 5,395,000 |
| Provision for loan losses | 0 | 20,000 | 51,000 | 51,000 |
| Pretax income | 896,000 | 1,787,000 | 2,679,000 | 3,495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 896,000 | 1,787,000 | 2,679,000 | 3,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,884,000 | 27,175,000 | 27,227,000 | 27,083,000 |
| Total capital | 28,438,000 | 28,755,000 | 28,839,000 | 28,713,000 |
| Risk-weighted assets | 144,389,000 | 148,648,000 | 148,648,000 | 160,938,000 |