Call reports 2020
BANK OF EDMONSON COUNTY — 2020
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 220,985,000 | 230,900,000 | 232,910,000 | 236,163,000 |
| Total loans | 156,440,000 | 155,036,000 | 151,112,000 | 152,858,000 |
| Allowance for loan losses | 1,560,000 | 1,589,000 | 1,538,000 | 1,534,000 |
| Securities available for sale | 29,843,000 | 52,626,000 | 57,238,000 | 62,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,743,000 | 191,097,000 | 193,013,000 | 197,535,000 |
| Interest-bearing deposits | 143,368,000 | 145,683,000 | 147,533,000 | 150,187,000 |
| Noninterest-bearing deposits | 38,376,000 | 45,414,000 | 45,480,000 | 47,348,000 |
| Equity capital | 26,276,000 | 26,824,000 | 26,864,000 | 26,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 4,813,000 | 7,121,000 | 9,553,000 |
| Interest expense | 591,000 | 1,157,000 | 1,697,000 | 2,213,000 |
| Net interest income | 1,891,000 | 3,656,000 | 5,424,000 | 7,340,000 |
| Noninterest income | 219,000 | 508,000 | 811,000 | 1,111,000 |
| Noninterest expense | 1,367,000 | 2,779,000 | 4,148,000 | 5,633,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 743,000 | 1,385,000 | 1,987,000 | 2,718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 743,000 | 1,385,000 | 1,987,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,353,000 | 26,485,000 | 26,577,000 | 26,588,000 |
| Total capital | 27,913,000 | 28,074,000 | 28,115,000 | 28,122,000 |
| Risk-weighted assets | 142,161,000 | 144,171,000 | 144,171,000 | 144,389,000 |