Call reports 2019
BANK OF EDMONSON COUNTY — 2019
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 218,175,000 | 215,783,000 | 217,905,000 | 217,381,000 |
| Total loans | 160,633,000 | 160,613,000 | 159,797,000 | 156,019,000 |
| Allowance for loan losses | 1,604,000 | 1,672,000 | 1,822,000 | 1,560,000 |
| Securities available for sale | 42,164,000 | 38,302,000 | 38,426,000 | 41,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,295,000 | 174,267,000 | 176,299,000 | 177,307,000 |
| Interest-bearing deposits | 139,011,000 | 137,671,000 | 139,823,000 | 139,575,000 |
| Noninterest-bearing deposits | 38,284,000 | 36,596,000 | 36,476,000 | 37,732,000 |
| Equity capital | 25,594,000 | 26,205,000 | 26,329,000 | 26,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,512,000 | 5,064,000 | 7,582,000 | 10,370,000 |
| Interest expense | 511,000 | 1,065,000 | 1,651,000 | 2,252,000 |
| Net interest income | 2,001,000 | 3,999,000 | 5,931,000 | 8,118,000 |
| Noninterest income | 246,000 | 556,000 | 818,000 | 1,080,000 |
| Noninterest expense | 1,344,000 | 2,778,000 | 4,124,000 | 5,581,000 |
| Provision for loan losses | 0 | 50,000 | 200,000 | 475,000 |
| Pretax income | 903,000 | 1,727,000 | 2,425,000 | 3,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 903,000 | 1,727,000 | 2,425,000 | 3,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,131,000 | 26,295,000 | 26,333,000 | 26,270,000 |
| Total capital | 27,735,000 | 27,967,000 | 28,155,000 | 27,830,000 |
| Risk-weighted assets | 145,668,000 | 147,699,000 | 147,699,000 | 142,161,000 |