Call reports 2018
BANK OF EDMONSON COUNTY — 2018
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 212,658,000 | 211,654,000 | 212,245,000 | 212,294,000 |
| Total loans | 153,533,000 | 157,015,000 | 158,658,000 | 160,948,000 |
| Allowance for loan losses | 1,602,000 | 1,607,000 | 1,579,000 | 1,603,000 |
| Securities available for sale | 42,771,000 | 41,370,000 | 41,144,000 | 38,073,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,002,000 | 180,971,000 | 176,964,000 | 176,774,000 |
| Interest-bearing deposits | 145,913,000 | 143,984,000 | 140,429,000 | 139,894,000 |
| Noninterest-bearing deposits | 35,089,000 | 36,987,000 | 36,534,000 | 36,880,000 |
| Equity capital | 24,419,000 | 24,617,000 | 24,577,000 | 24,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 4,710,000 | 7,194,000 | 9,708,000 |
| Interest expense | 314,000 | 730,000 | 1,142,000 | 1,598,000 |
| Net interest income | 2,021,000 | 3,980,000 | 6,052,000 | 8,110,000 |
| Noninterest income | 240,000 | 502,000 | 755,000 | 984,000 |
| Noninterest expense | 1,312,000 | 2,702,000 | 4,148,000 | 5,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 113,000 |
| Pretax income | 947,000 | 1,778,000 | 2,657,000 | 3,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 947,000 | 1,778,000 | 2,657,000 | 3,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,913,000 | 26,145,000 | 26,184,000 | 25,888,000 |
| Total capital | 27,515,000 | 27,752,000 | 27,763,000 | 27,491,000 |
| Risk-weighted assets | 143,298,000 | 140,937,000 | 142,432,000 | 142,106,000 |