Call reports 2017
BANK OF EDMONSON COUNTY — 2017
What BANK OF EDMONSON COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,356,000 | 216,030,000 | 216,213,000 | 211,837,000 |
| Total loans | 146,796,000 | 149,120,000 | 153,868,000 | 151,491,000 |
| Allowance for loan losses | 1,468,000 | 1,493,000 | 1,595,000 | 1,599,000 |
| Securities available for sale | 52,328,000 | 51,536,000 | 49,020,000 | 46,690,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,102,000 | 185,299,000 | 183,529,000 | 181,754,000 |
| Interest-bearing deposits | 152,345,000 | 152,236,000 | 151,320,000 | 149,797,000 |
| Noninterest-bearing deposits | 32,757,000 | 33,063,000 | 32,208,000 | 31,957,000 |
| Equity capital | 24,391,000 | 24,901,000 | 25,205,000 | 24,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,490,000 | 7,098,000 | 9,488,000 |
| Interest expense | 321,000 | 645,000 | 976,000 | 1,300,000 |
| Net interest income | 1,904,000 | 3,845,000 | 6,122,000 | 8,188,000 |
| Noninterest income | 238,000 | 480,000 | 704,000 | 960,000 |
| Noninterest expense | 1,321,000 | 2,707,000 | 4,142,000 | 5,547,000 |
| Provision for loan losses | 0 | 80,000 | 80,000 | 80,000 |
| Pretax income | 821,000 | 1,538,000 | 2,604,000 | 3,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 821,000 | 1,538,000 | 2,604,000 | 3,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,177,000 | 25,325,000 | 25,671,000 | 25,566,000 |
| Total capital | 26,645,000 | 26,818,000 | 27,266,000 | 27,165,000 |
| Risk-weighted assets | 135,907,000 | 136,273,000 | 141,651,000 | 139,781,000 |